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Where Soft Life Meets Smart Money

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Subtitle: Ditch the stress and start budgeting like a woman who knows what she wants.


Why Budgeting Is Your Soft Life Superpower

Creating a budget isn’t about restriction — it’s about intention. It gives you clarity, control, and the freedom to say yes to what truly aligns with your soft, elevated lifestyle. Whether you’re paying off debt, planning a dreamy vacation, or building wealth, your glow-up starts with a plan.


Quick Start: The Soft Life Budget Formula

Break your monthly income into these beautiful, balanced categories:

  • Essentials (50%) – Rent, groceries, bills

  • Lifestyle (20%) – Self-care, dining, beauty

  • Wealth Goals (20%) – Savings, debt payoff, investing

  • Glow-Up Fund (10%) – Future dreams, spontaneous luxuries, or starting that side hustle


Isha’s Favorite Budgeting Tools

  • You Need a Budget (YNAB) – Best for detail lovers

  • Goodbudget – Easy envelope-style tracker

  • Notion Budget Template – Aesthetic & customizable

  • Amazon Budget Planners – Physical journals to make money tracking ✨feel✨ good

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